A Qualitative Exploration of the Economic and Social Effects of Microcredit among People Living with HIV/AIDS in Uganda.
A Qualitative Exploration of the Economic and Social Effects of Microcredit among People Living with HIV/AIDS in Uganda.
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DOI：
10.1155/2012/318957
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发表时间：
2012
影响因子：
1.7
通讯作者：
Buzaalirwa L
中科院分区：
文献类型：
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作者：
Wagner G;Rana Y;Linnemayr S;Balya J;Buzaalirwa L
艾滋病毒医疗护理，包括抗逆转录病毒疗法，往往能成功地恢复身体健康和功能。但在发展中国家，艾滋病医疗往往不足以实现社会和经济健康，因此急需创新的经济支持计划。我们进行了半结构化的采访，30名成年人接受抗逆转录病毒治疗和小额信贷贷款乌干达关怀。采用内容分析法，我们探讨了小额信贷贷款对受访者的经济，社会和心理健康的影响。大多数答复者表示，小额信贷贷款在他们的生活中发挥了积极作用，帮助他们使子女继续上学，维持家庭生计，并提高了他们的自尊和在社区中的地位。此外，我们还发现了显着的积极知识溢出和网络效应的程序方面的业务管理和支持。然而，超过一半的参与者表示，由于意外的紧急情况和疾病，他们个人或与其他团体成员一起遇到了还款问题。这些研究结果强调，小额信贷计划有可能成为一个经济支持系统的艾滋病毒客户试图重建他们的生计，特别是在资源有限的设置，虽然需要更多的研究，以确定这种方案的整体经济可行性。
HIV medical care, including antiretroviral therapy (ART), is often successful in restoring physical health and functioning. But in developing countries, HIV medical care is often insufficient to achieve social and economic health, and hence innovative economic support programs are much needed. We conducted semistructured interviews with 30 adults receiving ART and microcredit loans operated by Uganda Cares. Using content analysis, we explored the impact of the microcredit loans on the economic, social, and psychological well-being of respondents. Most respondents indicated that the microcredit loans played a positive role in their lives, helped them to keep their children in school and sustain their families, and improved their self-esteem and status in the community. In addition, we also found significant positive knowledge spill-over and network effects in the program with regard to business management and support. However, more than half of the participants indicated experiencing repayment problems either personally or with other group members due to unexpected emergencies and sickness. These findings highlight that microcredit programs have the potential of being an economic support system for HIV clients trying to reestablish their livelihoods, especially in resource-constrained settings, though more research is needed to determine the overall economic viability of such programs.