Is health insurance affordable for the uninsured?
Is health insurance affordable for the uninsured?
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DOI：
10.1016/j.jhealeco.2005.11.003
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发表时间：
2006-07-01
影响因子：
3.5
通讯作者：
Pauly, Mark V.
中科院分区：
文献类型：
--
作者：
Bundorf, M. Kate;Pauly, Mark V.
在这篇文章中，我们调查了医疗保险背景下“可负担性”的含义。评估保险的可负担性与美国大量未参保人数之间的关系，对于了解购买保险的障碍和评估政策在减少未参保人数方面的作用非常重要。我们提出了可负担性的几个定义，并研究了其他定义对估计无法负担医保的未参保人比例的影响。我们发现，根据定义，2000年美国四分之一至四分之三的未参保者可以负担得起医疗保险。(C)2006爱思唯尔B.V.保留所有权利。
In this paper, we investigate the meaning of "affordability" in the context of health insurance. Assessing the relationship between the affordability of coverage and the large number of uninsured in the U.S. is important for understanding the barriers to purchasing coverage and evaluating the role of policy in reducing the number of uninsured. We propose several definitions of affordability and examine the implications of alternative definitions for estimates of the proportion of uninsured who are unable to afford coverage. We find that, depending on the definition, health insurance was affordable to between one-quarter and three-quarters of the uninsured in the United States in 2000. (c) 2006 Elsevier B.V. All rights reserved.