Future social security entitlements and the retirement decision
Future social security entitlements and the retirement decision
复制标题
DOI：
10.1162/rest.89.2.234
复制
发表时间：
2007-05-01
影响因子：
8
通讯作者：
Gruber, Jonathan
中科院分区：
文献类型：
--
作者：
Coile, Courtney;Gruber, Jonathan
社会保障政策的一个关键问题是计划激励如何影响退休行为。我们使用健康和退休调查（HRS）来研究社会保障激励措施对男性退休的影响。我们实施前瞻性模型，让个人考虑未来几年的工作动机。我们发现，社会保障的前瞻性激励措施是退休的重要决定因素。我们还发现私人养老金激励措施也具有大致相似的效果。我们的研究结果表明，增加老年工作激励的社会保障政策可以显着降低老年工人的劳动力退出率。
A critical question for Social Security policy is how program incentives affect retirement behavior. We use the Health and Retirement Survey (HRS) to examine the impact of Social Security incentives on male retirement. We implement forward-looking models whereby individuals consider the incentives to work in all future years. We find that forward-looking incentive measures for Social Security are significant determinants of retirement. We also find that private pension incentives have roughly similar effects. Our findings suggest that Social Security policies that increase the incentives to work at older ages can significantly reduce the labor force exit rate of older workers.