Analisa Literasi Keuangan pada Usaha Mikro Kecil Dan Menengah (UMKM) Batik di Kota Jambi
Analisa Literasi Keuangan pada Usaha Mikro Kecil Dan Menengah (UMKM) Batik di Kota Jambi
复制标题
Analisa Literasi Keuangan pada Usaha Mikro Kecil Dan Menengah (UMKM) 占碑市蜡染厂
DOI：
10.33087/jmas.v8i1.1287
复制
发表时间：
2023
期刊：
影响因子：
--
通讯作者：
A. Suryani
中科院分区：
文献类型：
--
作者：
Ahmad Nur Budi Utama;A. Suryani
这项研究的目的是了解占比市经验丰富的蜡染微型、中小型企业(MSME)在财务方面的情况。通过与代表中小型企业的线人进行对话或面谈以及面对面的面谈收集数据。所研究的财务知识方面有：1)财务知识方面；(2)财务行为方面；3)财务态度方面；4)财务能力方面。研究结果表明：(1)财务知识方面，占比市蜡染中小微企业经营者能够使用配套设备、金融产品、编制财务报表支持业务；(2)财务行为方面，占比市蜡染中小微企业经营者具有纳税意识、预留储蓄资金、准确记录财务状况；(3)财务态度方面，占比市蜡染中小微企业经营者能够理性管理费用；以及(4)财务能力方面显示，Jambi City的Batik MSME玩家能够制定战略和计划，确定资金将花在哪里以及如何使用，并跟踪储蓄余额。
The purpose of this study is to find out how experienced Batik micro, small and medium enterprises (MSMEs) in Jambi City are in financial matters. Data collection techniques through conversations or interviews with informants representing small and medium enterprises, and interviews conducted face-to-face. The aspects of financial literacy studied are: 1) Aspects of financial knowledge; (2) Aspects of financial behavior; 3) Aspects of financial attitudes; and 4) Aspects of financial capability. The results showed that (1) The aspect of financial knowledge shows that Batik MSME actors in Jambi City are able to use supporting devices, and financial products and make financial reports to support their business; (2) The aspect of financial behavior shows that Batik MSME actors in Jambi City are aware of paying taxes, setting aside money for savings, and recording finances accurately; (3) The aspect of financial attitude shows that Batik MSME actors in Jambi City are able to manage expenses rationally; and (4) The financial capability aspect shows that Batik MSME players in Jambi City are able to have strategies and plans for where and how money will be spent and track savings balances.