Developing sustainable arrangements for “proactive” disaster risk financing in Java, Indonesia
Developing sustainable arrangements for “proactive” disaster risk financing in Java, Indonesia
复制标题
为印度尼西亚爪哇的“主动”灾害风险融资制定可持续安排
DOI：
10.1108/ijdrbe-01-2020-0006
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发表时间：
2020
影响因子：
1.6
通讯作者：
Chusu He
中科院分区：
文献类型：
--
作者：
R. Soetanto;F. Hermawan;A. Milne;J. Hatmoko;S. As’ad;Chusu He
近年来，为发展中国家社区的抗灾能力建设提供灾害风险融资的模式发生了转变，从事后（反应性）办法转变为事前（主动性）办法（例如保险）。为便于采用，应对这些方法进行调整，使其在技术上可行，在文化上适合当地情况。本文旨在报告一项探索性研究，以详细说明现有的安排，以处理灾害的影响和潜力，转向一个更积极的灾害风险融资在Indonesia.Design/Methodology/approachA一系列的利益相关者参与活动在塞马朗和梭罗，印度尼西亚进行，以确定现有的安排，灾害风险融资在地方政府一级，采用保险、教育和政策以促进从被动到主动的转变过程所面临的挑战/障碍。主题分析适用于访谈，焦点小组和研讨会期间转录的对话。新出现的问题/主题的确定也是由研究人员在活动期间的笔记指导的，并由定性分析软件Atlas Ti®提供便利。这是由当地的利益相关者提供的法规和文件的分析补充。FindingsThe地方政府严重依赖应急基金，这是不够的，往往显着延迟，以资助恢复和重建公共基础设施。公共和私营部门，特别是大多数低收入社区，对保险的利用有限。在几个类别下查明了各种障碍和挑战，即体制、文化、负担能力、缺乏认识和知识、保险安排程序和缺乏信任。研究结果还表明，改善保险教育应涉及多个利益相关者，正式和非正式的路线都应该追求。独创性/valueThe研究填补了差距的知识在灾害风险融资的背景下，发展中国家，特别是在地方政府和社区在印度尼西亚。这些研究结果可以推广到其他很少采用事前金融工具来应对灾害影响的发展中国家。
PurposeRecent years saw a paradigm shift from ex post (reactive) to ex ante (proactive) approaches (e.g. insurance) to disaster risk financing for building resilience of communities in developing countries. To facilitate adoption, the approaches should be adapted so that they can be technically feasible and culturally desirable to the local context. This paper aims to report an exploratory study to elaborate the existing arrangements to deal with the impacts of disaster and the potential to shift to a more proactive disaster risk financing in Indonesia.Design/methodology/approachA series of stakeholder engagement activities in Semarang and Solo, Indonesia was conducted to ascertain the existing arrangements for disaster risk financing at local government level, the challenges/barriers to the adoption of insurance, education and policies to facilitate the transformation from reactive to proactive process. Thematic analysis was applied to transcribed conversations during interviews, focus groups and workshops. Identification of emerging issues/themes was also guided by the researchers’ notes during the events, and facilitated by qualitative analysis software, Atlas Ti®. This was complemented by an analysis of regulations and documents provided by the local stakeholders.FindingsThe local governments heavily rely on contingency fund, which is not enough and often significantly delayed to fund recovery and reconstruction of public infrastructure. The use of insurance is limited in both public and private sectors, particularly in the majority of low-income communities. Various barriers and challenges were identified under several categories, namely, institutional, cultural, affordability, lack of awareness and knowledge, insurance arrangement process and lack of trust. The findings also suggest that improving insurance education should involve multiple stakeholders, and both formal and informal routes should be pursued.Originality/valueThe research fills the gap of knowledge in disaster risk financing in the context of developing countries, specifically in local governments and communities in Indonesia. The findings may be replicable for other developing countries with low adoption of ex ante financial instruments for dealing with the impacts of disaster.