DAMPAK PANDEMI COVID-19 TERHADAP MANAJEMEN INDUSTRI PERBANKAN SYARIAH: ANALISIS KOMPARATIF
DAMPAK PANDEMI COVID-19 TERHADAP MANAJEMEN INDUSTRI PERBANKAN SYARIAH: ANALISIS KOMPARATIF
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DAMPAK PANDEMI COVID-19 TERHADAP MANAJEMEN INDUSTRI PERBANKAN SYARIAH：分析 KOMPARATIF
DOI：
10.46918/point.v2i1.576
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发表时间：
2020
期刊：
影响因子：
--
通讯作者：
M. Mahfudz
中科院分区：
文献类型：
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作者：
Mardhiyatur Rosita Ningsih;M. Mahfudz
卫生部数据显示，印尼新冠肺炎确诊病例总数为9,771例，死亡人数为784人。雅加达和西爪哇省是新冠肺炎病例数量最多的地区。这对包括伊斯兰教法银行在内的商界是一个挑战，根据伊斯兰教法银行统计数据显示，雅加达是伊斯兰教法银行在印尼设立分行最多的地区。这项研究是一项比较分析，旨在从银行的经营战略和银行中介活动的管理方面确定新冠肺炎疫情对银行业的影响。这项研究使用了5家伊斯兰商业银行的样本。研究样本的选择采用有目的的抽样技术。结果显示，从12月到2020年3月，所有银行都经历了中介功能的动荡，无论是从融资还是融资方面，中介功能都有下降的趋势。同时，在伊斯兰教法银行战略管理方面，实施各种政策，包括通过面对面的服务限制，向受影响的客户提供重组政策，以及利用数字应用。
关键词：新冠肺炎，伊斯兰银行业，管理
Ministry of Health data shows the total confirmed cases of COVID-19 in Indonesia is 9,771 cases with a total of 784 deaths. Jakarta and West Java provinces are the regions with the highest number of Covid-19 cases. This is a challenge for the business world, including Sharia Banks, which based on Sharia banking Statistics data show that Jakarta is the region with the largest number of Sharia Bank branch offices in Indonesia. This study is a comparative analysis which aims to determine the impact of the Covid-19 pandemic on the banking industry on the side of the management of the Bank's operational strategies and Bank Intermediation Activities. The study used a sample of 5 Islamic Commercial Banks. The research sample was selected using purposive sampling technique. The results showed that in December to March 2020 all banks experienced turmoil in the intermediation function which tended to decline both from funding and fund raising. Meanwhile, in terms of Sharia Bank Strategy Management implementing a variety of policies including service restrictions through face-to-face, providing restructuring policies to affected customers and utilizing digital applications.
Keywords: Covid-19, Islamic Banking Industry, Management