Debt and vulnerability: indebtedness, institutions and smallholder agriculture in South India
Debt and vulnerability: indebtedness, institutions and smallholder agriculture in South India
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债务和脆弱性：印度南部的债务、机构和小农农业
DOI：
10.1080/03066150.2018.1460597
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发表时间：
2019
期刊：
影响因子：
--
通讯作者：
V. Ramprasad
中科院分区：
文献类型：
--
作者：
V. Ramprasad
摘要扩大信贷渠道仍然是中央政府在印度南部乃至更广泛地区促进农业发展和生计多样化的关键战略。从多个信贷来源借款的小农除了财务偿还外，还面临债务。关于债务的后果超出货币债务及其对脆弱性的影响的现有证据在重要方面是不完整的。本文提出了一个综合的脆弱性框架，并通过对三对小农客户和信贷源的案例研究对该框架进行了说明。使用过程跟踪和渐进式情景分析方法，本文展示了形成债务的反馈的多样性，并提供了社会生态后果的例子。在个别案例中，拆解这些后果表明，负债是脆弱性的一个重要根本原因，这与对信贷政策或温度等直接原因的研究形成对比，后者是很大一部分学术研究的重点。研究表明，不同的信贷来源与不同的债务集合相关联，导致不同的生计和农业后果。建议将“信用堆积”作为一项重要的适应战略和研究议程项目，呼吁仔细分析信用是适应能力和脆弱性负债的一个因素的条件。
ABSTRACT Expanding access to credit remains a key central government strategy for promoting agricultural development and livelihood diversification in south India and more widely. Smallholders borrowing from multiple credit sources are faced with obligations in addition to financial repayment. Available evidence on the consequences of indebtedness extending beyond monetary debt and its influence on vulnerability is incomplete in important ways. This paper presents an integrated vulnerability framework and illustrates the framework through case studies of three pairs of smallholder clients and credit sources. Using process-tracing and progressive contextualization methods, this paper shows the diversity of feedbacks that shape indebtedness and provides examples of social-ecological consequences. Unpacking these consequences in individual cases demonstrates indebtedness as an important root cause of vulnerability, which is in contrast to an examination of proximate causes, such as credit policy or temperature, that is the focus of a large share of scholarship. The paper shows that different credit sources are associated with different sets of obligations, leading to varied livelihood and agricultural consequences. Suggesting ‘credit stacking’ as an important adaptation strategy and research agenda item, the paper makes a plea for careful analysis of the conditions when credit is a factor in adaptive capacity and indebtedness of vulnerability.
日常债务和信贷
影响因子：
1.5
作者：
Deville J
通讯作者：
Deville J