Faculty Choice of a Pension Plan: Defined Benefit versus Defined Contribution
Faculty Choice of a Pension Plan: Defined Benefit versus Defined Contribution
复制标题
退休金计划的教师选择：固定福利与固定缴款
DOI：
10.1111/0019-8676.00108
复制
发表时间：
1999
影响因子：
2.3
通讯作者：
M. Melinda Pitts*
中科院分区：
文献类型：
--
作者：
Robert L. Clark;M. Melinda Pitts*
工人之间的固定收益和固定缴款养老金计划的偏好估计使用的样本教师在北卡罗来纳州州立大学。新聘教师必须在州退休计划（最终工资，固定福利计划）和三个固定缴款计划（TIAA/CREF，VALIC，林肯国家）之一之间做出决定。这一分析使作者能够估计养老金计划的选择保持不变的就业地点。该研究使用大学就业记录和教师调查来研究决定养老金选择的因素。
Worker preferences between define-benefit and defined-contribution pension plans are estimated using a sample of faculty members at North Carolina State University. Newly hired faculty must decide between the state retirement plan (a final pay, defined-benefit plan) and one of three defined-contribution plans (TIAA/CREF, VALIC, Lincoln National). This analysis allows the authors to estimate the choice of a pension plan holding constant the place of employment. The study uses both university employment records and a faculty survey to examine the factors that determine the choice of a pension.