Social Security: What Happens to Future Benefit Levels Under Various Reform Options
Social Security: What Happens to Future Benefit Levels Under Various Reform Options
复制标题
社会保障：各种改革方案下的未来福利水平会发生什么变化
DOI：
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发表时间：
2001
期刊：
影响因子：
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通讯作者：
Dawn Nuschler
中科院分区：
文献类型：
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作者：
D. Koitz;G. Kollmann;Dawn Nuschler
该报告首先审查了几个利益约束选项。其中包括提高领取全额社会保障退休福利的年龄，改变初始福利的计算方式，以及限制生活成本调整（COLAs）。它还说明了建立新的个人储蓄账户的影响，并提出了它们作为现有制度的补充或部分替代的预计影响，或作为缩小现有制度所承诺的福利水平与预计未来收入下可以支付的数额之间差距的一种手段。最后，由于对某些类型的受助人来说，全面削减可能被视为过于严厉，因此本文还阐述了其他可以改善其影响的选择，包括增加收入的选择。
The report first examines several benefit-constraint options. Among them are raising the age at which full Social Security retirement benefits can be received, changing the way initial benefits are computed, and constraining cost-of-living adjustments (COLAs). It also illustrates the effects of creating new personal savings accounts and presents their projected impact as a supplement to, or partial replacement of, the existing system, or as a means to close the gap between the benefit levels promised by the existing system and what can be paid under its projected future income. Finally, because across-the-board cuts may be seen as too severe for several types of recipients, other options that would ameliorate their effects, including one that would raise revenue, are also illustrated.