Small Business Credit Scoring and Credit Availability

Small Business Credit Scoring and Credit Availability
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小型企业信用评分和信用可用性

DOI：
10.2139/ssrn.743230
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发表时间：
2005
期刊：
Federal Reserve Bank of Atlanta Research Paper Series
影响因子：
--
通讯作者：
W. Frame
W. Frame
中科院分区：
--
文献类型：
--
作者：
Allen N. Berger;W. Frame

文献摘要

被引文献

相似文献

美国商业银行越来越多地使用信用评分模型来承销小企业信贷。本文讨论了这项技术，评估了这项技术对小企业信贷可用性影响的研究结果，并将这些发现与一些研究和公共政策问题联系起来。
U.S. commercial banks are increasingly using credit scoring models to underwrite small business credits. This paper discusses this technology, evaluates the research findings on the effects of this technology on small business credit availability, and links these findings to a number of research and public policy issues.