Estimating pension wealth of ELSA respondents
Estimating pension wealth of ELSA respondents
复制标题
估算 ELSA 受访者的养老金财富
DOI：
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发表时间：
2005
期刊：
影响因子：
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通讯作者：
G. Tetlow
中科院分区：
文献类型：
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作者：
J. Banks;C. Emmerson;G. Tetlow
本文解释了计算养老金财富的所有个人在第一波的英国老龄化纵向研究（艾尔莎）的方法。我们专注于50岁至国家养老金年龄之间的个人的养老金财富。计算了国家和私人养老金财富，每一个都是根据2002年立即退休和在国家养老金年龄退休计算的。我们的假设的敏感性分析，这表明，养老金财富的分布是敏感的，我们的假设贴现率和外包的历史，但不敏感的假设未来的盈利增长，未来的年金利率和未来的资产回报率。
This paper explains the methodology used for calculating pension wealth for all individuals in the first wave of the English Longitudinal Study of Ageing (ELSA). We focus on the pension wealth of individuals aged between 50 and the state pension age. Both state and private pension wealth has been calculated and each has been calculated both on the basis of immediate retirement in 2002 and on the basis of retirement at the state pension age. Sensitivity analysis of our assumptions is also presented, which shows that the distribution of pension wealth is sensitive to our assumptions about the discount rate and contracting out histories but insensitive to assumptions about future earnings growth, future annuity rates and future asset returns.