Gender differences in pension wealth: Estimates using provider data
Gender differences in pension wealth: Estimates using provider data
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DOI：
10.1093/geront/39.3.320
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发表时间：
1999-06-01
期刊：
影响因子：
5.7
通讯作者：
Crystal, S
中科院分区：
文献类型：
--
作者：
Johnson, RW;Sambamoorthi, U;Crystal, S
研究人员检查了来自养老金提供者的信息，以调查中年时养老金财富的性别差异。对于接近退休年龄、有养老金覆盖的全职领薪工人来说，目前工作的男性养老金财富中位数比女性高76%。男女在工资、工作年限和行业方面的差异是当前工作中养老金财富的性别差异的主要原因。不到三分之一的财富差异不能用教育、人口统计或工作特征方面的性别差异来解释。目前处于中年的职业妇女的弱势就业状况会延续到更糟糕的退休收入前景。然而，随着已婚女性的就业经历与男性越来越相似，未来养老金的性别差距可能会缩小。
Information from pension providers was examined to investigate gender differences in pension wealth at midlife. For full-time wage and salary workers approaching retirement age who had pension coverage, median pension wealth on the current job was 76% greater for men than women. Differences in wages, years of job tenure, and industry between men and women accounted for most of the gender gap in pension wealth on the current job. Less than one third of the wealth difference could not be explained by gender differences in education, demographics, or job characteristics. The less-advantaged employment situation of working women currently in midlife carries over into worse retirement income prospects. However, the gender gap in pensions is likely to narrow in the future as married women's employment experiences increasingly resemble those of men.