Schooling, numeracy, and wealth accumulation: A study involving an agrarian population
Schooling, numeracy, and wealth accumulation: A study involving an agrarian population
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DOI：
10.1111/joca.12294
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发表时间：
2020-06-01
影响因子：
2.8
通讯作者：
Baker, David P.
中科院分区：
文献类型：
--
作者：
Estrada-Mejia, Catalina;Peters, Ellen;Baker, David P.
积累财富是消费者最关心的问题之一。高等教育被广泛地与更高的财富联系在一起，但这种联系的潜在原因尚不清楚。利用对秘鲁安第斯高地农业社区的218名成年人进行的实地研究数据，我们探索了教育、非数字流动智力、结晶智力和算术技能与财富的关联程度。财富是使用资产所有权(例如，拥有一台冰箱)和住房特征(例如厕所设施)的数据来衡量的。结构方程模型显示，受教育程度与较高的数学力以及较高的非数学性流动智力和结晶智力有关；只有较高的数学力才与较大的财富相关。我们的发现与这样一种观点是一致的，即教育与财务结果有关，至少在一定程度上是通过提高认知技能，特别是算术能力，从而导致更大的财富积累。
Accumulating wealth is one of the main concerns for consumers. Higher education is widely associated with higher wealth, but the underlying reasons for this association remain unclear. Using data from a field study conducted with 218 adults in agrarian communities in Peru's Andean highlands, we explored the extent to which education, non-numeric fluid intelligence, crystallized intelligence, and numeracy skills were related to wealth. Wealth was measured using data on asset ownership (e.g., owning a fridge) and housing characteristics (e.g., toilet facilities). Structural equation modeling revealed that the level of schooling was associated with greater numeracy as well as greater non-numeric fluid and crystallized intelligence; only greater numeracy was associated with greater wealth. Our findings are consistent with the idea that education is linked with financial outcomes, at least in part, through the enhancement of cognitive skills, particularly numeracy that then leads to greater wealth accumulation.