Exploring The Gender Effect On Europeans’ Retirement Savings
Exploring The Gender Effect On Europeans’ Retirement Savings
复制标题
探索性别对欧洲人退休储蓄的影响
DOI：
10.1080/13545701.2015.1005653
复制
发表时间：
2015
影响因子：
4.6
通讯作者：
Pablo Durán
中科院分区：
文献类型：
--
作者：
Sara Fernández‐López;Milagros Vivel;L. Otero;Pablo Durán
摘要本文调查了欧洲女性是否与欧洲男性有相同的退休储蓄概率，以及这种储蓄行为的驱动因素是否因性别而不同。证据基于来自8个欧洲国家(法国、德国、意大利、荷兰、波兰、西班牙、瑞典和英国)的6036人的样本。结果显示，欧洲女性比男性更不可能为退休储蓄，尽管这一决定的决定因素对两性来说是相似的。此外，结果表明，国家层面的制度因素对个人退休态度的影响比性别差异更重要。
ABSTRACT This paper investigates whether European women have the same probability of saving for retirement as European men and if driving factors for this saving behavior differ by gender. The evidence is based on a sample of 6,036 individuals from eight European countries (France, Germany, Italy, the Netherlands, Poland, Spain, Sweden, and the United Kingdom). The results show that European women are less likely to save for retirement than men, although the determinants of this decision are similar for both genders. Moreover, the results suggest that country-level institutional factors play a more important role on the individual's retirement attitudes than gender differences.