Retirement Saving in Japan: With Emphasis on the Impact of Social Security and Retirement Payments
Retirement Saving in Japan: With Emphasis on the Impact of Social Security and Retirement Payments
复制标题
日本的退休储蓄：重点关注社会保障和退休金的影响
DOI：
10.1006/jjie.2001.0468
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发表时间：
2001
影响因子：
2.9
通讯作者：
Midori Wakabayashi
中科院分区：
文献类型：
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作者：
Midori Wakabayashi
摘要本文将佐藤一雄的目标财富假设应用到退休后的生活储蓄中，利用日本人寿保险协会1996年进行的《社会保障与自助调查》的微观数据，分析了社会保障财富、退休金、永久收入等因素对人们退休储蓄的影响。我们的研究结果有力地证实了目标财富假说和生命周期模型，并暗示日本人在为退休后的生活储蓄时，会考虑到他们未来的社会保障福利、退休金、永久收入等。日本j。Int。经济学。， 2001年6月，15(2)，页131-159。大阪大学经济研究生院和社会经济研究所，日本大阪茨城县Mihogaoka 6-1, 567-0047。版权所有2001学术出版社经济文献分类号：D12、D91、E21、H55。
Abstract In this paper, we apply Kazuo Sato's target wealth hypothesis to saving for life after retirement and analyze the impact of social security wealth, retirement payments, permanent income, and other factors on people's retirement saving using micro data from the Survey of Social Security and Self Help, which was conducted in 1996 by the Japan Institute of Life Insurance. Our findings provide strong confirmation of the target wealth hypothesis and of the life cycle model and imply that the Japanese take account of their future social security benefits and retirement payments, their permanent income, etc., when saving for life after retirement. J. Japan. Int. Econ. , June 2001, 15 (2), pp. 131–159. Graduate School of Economics, and Institute of Social and Economic Research, Osaka University, 6-1, Mihogaoka, Ibaraki, Osaka, 567-0047, Japan. Copyright 2001 Academic Press. Journal of Economic Literature Classification Numbers: D12, D91, E21, H55.