A Simulation of Adaptation Mechanisms in Budgetary Decision Making
A Simulation of Adaptation Mechanisms in Budgetary Decision Making
复制标题
预算决策适应机制的模拟
DOI：
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发表时间：
1997
期刊：
影响因子：
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通讯作者：
N. Gilbert
中科院分区：
文献类型：
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作者：
Edmund Chattoe;N. Gilbert
本文描述了一种模拟，该模拟研究了个人主义学习和社会学习在为资源有限和有限理性的代理人制定可行的预算策略方面的相互作用和相对有效性。该模拟的动机是试图了解从最近退休家庭样本中收集的有关其预算行为的访谈数据。特别是，考虑到内存、准确性和计算时间的限制，模拟旨在以简化的形式反映通常可供个人使用的信息和决策过程。本文还说明了将访谈数据归纳用作模拟基础，这与传统上用于描述经济活动的演绎建模过程形成鲜明对比。模拟表明，社会学习非常重要，会导致活动模式出现分化。
This paper describes a simulation which investigates the interaction and relative effectiveness of individualistic and social learning in producing workable budgeting strategies for agents with limited resources and bounded rationality. The simulation is motivated by an attempt to understand interview data collected from a sample of recently retired households about their budgeting behaviour. In particular, the simulation is designed to reflect, in simplified form, the information and decision processes typically available to individuals, given limitations of memory, accuracy and time for calculation. The paper also illustrates the inductive use of interview data as a basis for simulation, contrasting with the process of deductive modelling traditionally used for descriptions of economic activity. The simulation suggests that social learning is of considerable importance and leads to the emergence of differentiation in patterns of activity.