Socioeconomic status and financial coping strategies: The mediating role of perceived control

Socioeconomic status and financial coping strategies: The mediating role of perceived control
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DOI:
10.1177/019027250707000106
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发表时间:
2007-03-01
影响因子:
2.7
通讯作者:
Schooler, Carmi
Schooler, Carmi
中科院分区:
心理学3区
文献类型:
--
作者:
Caplan, Leslie J.;Schooler, Carmi

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在经济压力的背景下,我们考察了社会经济地位、控制信念和两种应对方式(关注问题和关注情绪)之间的关系。研究结果表明,低社会经济地位(SES)与更多地使用以情感为中心的财务应对方式,而较少使用以问题为中心的财务应对方式有关。SES对以问题为中心的财务应对使用的影响似乎完全由两种知觉控制措施中介:自信和宿命论。相反,SES对情绪集中的财务应对的影响不是通过这种方式中介的。研究结果还表明,关注问题和关注情绪的财务应对与财务压力和一般心理社会苦恼存在不同的关系。这些结果表明,低SES可能会降低一个人的控制信念,进而降低选择有效的财务应对方法的可能性,导致双重劣势。
We examine the relations among socioeconomic status, control beliefs, and two coping styles (problem-focused vs. emotion-focused) in the context of financial stress. Findings indicate that low socioeconomic status (SES) is linked to greater use of emotion-focused financial coping and lesser use of problem-focused financial coping. The effects of SES on the use of problem-focused financial coping appear to be entirely mediated by two measures of perceived control: self-confidence and fatalism. In contrast, the effects of SES on emotion focused financial coping are not mediated in this way. Results also indicated that problem-focused and emotion-focused financial coping are differentially related to financial stress and to general psychosocial distress. These results suggest that low SES may decrease one control beliefs, which in turn decrease the likelihood of choosing effective financial coping processes, resulting in double disadvantage.