Expectations of nursing home use in the health and retirement study: The role of gender, health, and family characteristics
Expectations of nursing home use in the health and retirement study: The role of gender, health, and family characteristics
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DOI：
10.1093/geronb/52b.5.s240
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发表时间：
1997-09-01
影响因子：
6.2
通讯作者：
Perozek, M
中科院分区：
文献类型：
--
作者：
Holden, K;McBride, T;Perozek, M
生命周期行为的经济模型表明，对未来事件的预期可能会影响储蓄、保险和退休计划。本文使用第一波健康与退休调查（HRS）的数据来研究个人特征和健康状况如何影响养老院使用的期望。疗养院使用的主观期望与已知的终身使用概率非常接近。对女性和男性期望的决定因素有显著差异，这也符合实际行为。有强有力的证据表明，女性和男性将对养老院风险的了解纳入了他们自己的预期，甚至在他们最可能需要长期护理的时间之前很多年。
Economic models of life cycle behavior suggest that expectations about future events may affect savings, insurance, and retirement planning. This article uses data from the first wave of the Health and Retirement Survey (HRS) to examine how personal characteristics and health conditions influence expectations of nursing home use. Subjective expectations of nursing home use are quire close to known probabilities of lifetime use. There are marked differences in the determinants of expectations for women and men that also conform to actual behavior. There is strong evidence that women and men incorporate what is known about nursing home risk into their own expectations, even many years prior to the time when they are most likely to need long-term care.