Determinants of Household Saving in Australia
Determinants of Household Saving in Australia
复制标题
澳大利亚家庭储蓄的决定因素
DOI：
10.1111/1475-4932.00024
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发表时间：
2002
期刊：
影响因子：
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通讯作者：
Elizabeth Webster
中科院分区：
文献类型：
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作者：
M. Harris;J. Loundes;Elizabeth Webster
本文采用了一个独特的消费者调查，以测试几个独立的，但相互关联的家庭储蓄的假设。现有17 585个澳大利亚家庭的单位记录，这使得能够纳入一系列家庭特征，这些特征可能是储蓄行为的重要因素，但进行宏观经济分析的研究人员通常无法获得这些特征。一个有序的概率估计方法，结果支持的观点，目前的收入可能是最重要的决定因素储蓄。然而，也可以看出，人口统计和户主对经济的乐观程度起着关键作用。
This paper uses a unique survey of consumers to test several separate but inter-related hypotheses of household saving. Unit records from 17,585 Australian households are available, which enables the incorporation of a range of household characteristics that may be important factors for saving behaviour, but which are not typically available to researchers undertaking macroeconomic analyses. An ordered probit estimation method is used, and the results support the view that current incomes are perhaps the most important determinant of saving. However, it can also be seen that demographics and householders level of economic optimism play a key role.