The Other Student Debt Crisis: How Borrowing to Pay for a Child's College Education Relates to Parents' Mental Health at Midlife.

The Other Student Debt Crisis: How Borrowing to Pay for a Child's College Education Relates to Parents' Mental Health at Midlife.
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另一种学生债务危机:借款支付孩子的大学教育与中年父母的心理健康有何关系。

DOI:
10.1093/geronb/gbz146
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发表时间:
2020
期刊:
The journals of gerontology. Series B, Psychological sciences and social sciences
影响因子:
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通讯作者:
Hartnett,CarolineSten
Hartnett,CarolineSten
中科院分区:
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文献类型:
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作者:
Walsemann,KatrinaM;Ailshire,JenniferA;Hartnett,CarolineSten

文献摘要

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更多的父母借钱帮助他们的孩子支付大学费用。这些贷款可能是经济压力和担忧的来源,可能会影响父母的心理健康。我们确定是否与儿童相关的教育债务与父母的心理健康状况较差,如果父亲更敏感,这种债务比母亲,考虑到潜在的性别差异,在财务决策和与成年children.MethodData的关系来自全国青年纵向调查1979年,一个全国代表性的样本出生于1957年和1964年之间的人。我们使用流行病学研究中心抑郁量表和简明精神健康量表12分来评估心理健康。我们限制我们的样本,父母谁至少有一个生物孩子上大学,谁在50岁时接受采访,心理健康状况进行了评估(n= 3,545)。结果在父亲中,有任何与儿童相关的教育债务与没有与抑郁症状少,但有更多的儿童相关的教育债务与更多的抑郁症状和更差的心理健康。没有关系被发现为mothers.DiscussionOur的研究结果表明,学生债务危机也可能有心理健康的影响,对年迈的父母,特别是父亲。
ObjectivesMore parents are borrowing to help their children pay for college. These loans may be a source of financial stress and worry, which could influence parents’ mental health. We determine whether child-related educational debt is associated with worse mental health among parents and if fathers are more sensitive to this debt than mothers, given potential gender differences in financial decision-making and relationships with adult children.MethodData come from the National Longitudinal Survey of Youth 1979, a nationally representative sample of persons born between 1957 and 1964. We used the Center for Epidemiologic Studies Depression Scale and the Short Form-12 Mental Health Component Score to assess mental health. We restricted our sample to parents who had at least one biological child attend college and who were interviewed at age 50, when mental health was assessed (n= 3,545).ResultsAmong fathers, having any child-related educational debt versus none was associated with fewer depressive symptoms, but having greater amounts of child-related educational debt was associated with more depressive symptoms and worse mental health. No relationship was found for mothers.DiscussionOur findings indicate that the student debt crisis may also have mental health implications for aging parents, particularly for fathers.