Unequal use of social insurance benefits: The role of employers
Unequal use of social insurance benefits: The role of employers
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社会保险福利的不平等使用：雇主的作用
DOI：
10.1016/j.jeconom.2022.02.008
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发表时间：
2023
影响因子：
6.3
通讯作者：
Stearns, Jenna
中科院分区：
文献类型：
--
作者：
Bana, Sarah;Bedard, Kelly;Rossin-Slater, Maya;Stearns, Jenna
伤残保险（DI）和带薪家庭假（PFL）计划是社会保险的重要来源，但在福利使用方面存在相当大的不平等，而且人们对企业在决定福利使用方面的作用知之甚少。利用加州的行政数据，我们发现，支付较高收入保费的公司也有较高的公共DI和PFL占用率，并且这种关系在公司内收入最低的员工中尤为明显。我们的研究结果表明，企业行为的变化可能会影响社会保险的使用，从而减少美国不平等的一个重要维度。
Disability Insurance (DI) and Paid Family Leave (PFL) programs are important sources of social insurance, but there is considerable inequality in benefit take-up, and little is known about the role of firms in determining benefit use. Using administrative data from California, we find that firms that pay higher earnings premiums also have substantially higher public DI and PFL take-up rates, and that this relationship is particularly strong among the lowest-earning workers within the firm. Our results suggest that changes in firm behavior may impact social insurance use, thus reducing an important dimension of inequality in America.