Retirement options under the Swedish national pension system.
Retirement options under the Swedish national pension system.
复制标题
瑞典国家养老金制度下的退休选择。
作者：
M. Packard
本文回顾了瑞典60至64岁人群在国家养老金制度下的退休选择。对各种选择进行总结之后，对每个选择的相对吸引力进行分析，使用假设的具有不同特征的60岁工人。60岁至64岁的瑞典人选择每个选项的比例与计算出的这些假想员工的相对吸引力排序密切相关。瑞典有一个独特的养老金替代方案，称为部分养老金计划，允许60-64岁的工人将工作时间减少到规定的范围内，并获得相当于他们损失收入一半的养老金。本文详细描述了瑞典在这种受欢迎的养老金方面的经验。
This article reviews the retirement options available to Swedes aged 60 to 64 under their national pension system. Summaries of the various options are followed by an analysis of the relative attractiveness of each option using hypothetical 60-year-old workers with varying characteristics. The proportion of 60- to 64-year-old Swedes selecting each option corresponds closely to the relative attractiveness orderings computed for these hypothetical workers. Sweden has a unique pension alternative called the partial pension program that allows workers aged 60-64 to reduce their hours of work to within prescribed limits and receive a pension equal to half the earnings they lost. The Swedish experience with this popular pension is described in some detail.