Has Foreign Bank Entry Led to Sounder Banks in Latin America?
Has Foreign Bank Entry Led to Sounder Banks in Latin America?
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发表时间：
2002-01
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影响因子：
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通讯作者：
L. Goldberg;Jennifer Crystal;B. G. Dages
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作者：
L. Goldberg;Jennifer Crystal;B. G. Dages
政策制定者们仍在辩论向外资开放新兴市场金融部门的好处。对1995-2000年若干拉丁美洲国家的外国银行和国内银行的业绩进行比较后发现，虽然外国银行在总体财务状况方面与国内银行差别不大，但它们的贷款增长更为强劲，对资产质量恶化的反应更为积极，以及吸收损失的更大能力，这些特点有助于加强东道国的金融体系。
Policymakers continue to debate the merits of opening emerging market financial sectors to foreign ownership. A comparison of the 1995-2000 performance of foreign and domestic banks in select Latin American countries reveals that while foreign banks differed little from their domestic counterparts in overall financial condition, they showed more robust loan growth, a more aggressive response to asset quality deterioration, and a greater ability to absorb losses_characteristics that could help to strengthen the financial systems of their host countries.