Algorithmic Fairness in Mortgage Lending: from Absolute Conditions to Relational Trade-offs
Algorithmic Fairness in Mortgage Lending: from Absolute Conditions to Relational Trade-offs
复制标题
抵押贷款的算法公平性：从绝对条件到关系权衡
DOI：
10.1007/s11023-020-09529-4
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发表时间：
2020
影响因子：
7.4
通讯作者：
L. Floridi
中科院分区：
文献类型：
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作者：
M. S. Lee;L. Floridi
为了解决算法决策可能会加强歧视性偏见的问题，研究人员提出了许多公平的概念和相应的数学形式化。这些概念中的每一个通常都被描述为一个一刀切的绝对条件;然而，在现实中，实际和道德的权衡是不可避免的，而且更加复杂。我们引入了一种新的方法，认为公平，而不是作为一个二元的，绝对的数学条件，而是作为一个关系的概念相比，替代决策过程。以美国抵押贷款为例，我们讨论了每个公平定义的道德基础，并表明我们提出的方法更紧密地捕捉了决策者的道德权衡，以及强制更明确地表示优先考虑哪些价值观和目标。
To address the rising concern that algorithmic decision-making may reinforce discriminatory biases, researchers have proposed many notions of fairness and corresponding mathematical formalizations. Each of these notions is often presented as a one-size-fits-all, absolute condition; however, in reality, the practical and ethical trade-offs are unavoidable and more complex. We introduce a new approach that considers fairness—not as a binary, absolute mathematical condition—but rather, as a relational notion in comparison to alternative decisionmaking processes. Using US mortgage lending as an example use case, we discuss the ethical foundations of each definition of fairness and demonstrate that our proposed methodology more closely captures the ethical trade-offs of the decision-maker, as well as forcing a more explicit representation of which values and objectives are prioritised.
通过计算限制的意识实现公平
DOI：
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发表时间：
2018
期刊：
Neural Information Processing Systems (Nurips
影响因子：
--
作者：
Kim, Michael P.;Reingold, Omer;Rothblum, Guy N.
通讯作者：
Rothblum, Guy N.