Who takes early Social Security benefits? The economic and health characteristics of early beneficiaries.

Who takes early Social Security benefits? The economic and health characteristics of early beneficiaries.
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谁领取早期社会保障福利?

DOI:
10.1093/geront/36.6.789
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发表时间:
1996
期刊:
The Gerontologist
影响因子:
--
通讯作者:
Phillips,JW
Phillips,JW
中科院分区:
--
文献类型:
--
作者:
Burkhauser,RV;Couch,KA;Phillips,JW

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利用1992年和1994年的健康和退休调查浪潮,我们比较了在62岁时首次领取社会保障福利的人和没有领取社会保障福利的人,发现这两组人在获得资格之前的几年里的收入和净资产是相似的。然而,这些群体内部存在很大的多样性,因此,健康状况不佳似乎与较低的经济福利关系更密切,而不是早期接受社会保障的状况。我们的研究结果表明,提高社会保障退休年龄不太可能显著降低62岁典型人群的经济福祉,因为只有3%的62岁男性领取社会保障退休福利,健康状况不佳,并且社会保障退休福利是他们养老金收入的唯一来源。
Using the 1992 and 1994 Waves of the Health and Retirement Survey, we compare individuals who first take Social Security benefits at age 62 with those who don't and find that the income and net assets of these two groups are similar in the years just prior to eligibility. However, there is great diversity within the groups, so that poor health appears to be more closely related to lower economic well-being than is early Social Security acceptance status. Our results suggest that raising the Social Security retirement age is not likely to dramatically lower the economic well-being of the typical person aged 62 since only 3% of men aged 62 are receiving Social Security retirement benefits, are in poor health, and have Social Security retirement benefits as their only source of pension income.
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期刊:
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