The impact of the partnership long-term care insurance program on private coverage
The impact of the partnership long-term care insurance program on private coverage
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DOI：
10.1016/j.jhealeco.2013.09.010
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发表时间：
2013-12-01
影响因子：
3.5
通讯作者：
Prince, Jeffrey
中科院分区：
文献类型：
--
作者：
Lin, Haizhen;Prince, Jeffrey
我们研究了美国各州采用合作长期护理（LTC）保险计划对家庭购买私人保险的影响。针对中产阶级家庭，该计划通过提高LTC医疗补助资格的资产门槛来增加私人保险的好处。我们发现，该计划产生的LTC保险的新购买很少，而它所产生的几乎完全是由富有的个人。(C)2013爱思唯尔有限公司版权所有。
We examine the impact of U.S. states' adoption of the partnership long-term care (LTC) insurance program on households' purchases of private coverage. Targeting middle-class households, this program increases the benefits of privately insuring via a higher asset threshold for Medicaid eligibility for LTC coverage. We find that the program generates few new purchases of LTC insurance, and that those it generates are almost entirely by wealthy individuals. (C) 2013 Elsevier B.V. All rights reserved.