Financial Literacy Among Working Young in Urban India
Financial Literacy Among Working Young in Urban India
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印度城市工作青年的金融素养
DOI：
10.2139/ssrn.2338723
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发表时间：
2013
期刊：
影响因子：
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通讯作者：
J. Varma
中科院分区：
文献类型：
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作者：
Sobhesh Kumar Agarwalla;S. Barua;Joshy Jacob;J. Varma
本文报告了一项关于印度城市工作青年中各种社会人口因素对不同层面金融知识影响的研究。虽然性别、教育和收入等几个因素的影响与其他背景下报告的情况相似，但印度特有的一些因素，例如联合家庭和协商决策过程，被发现对金融知识有显着影响。该研究还调查了金融知识各维度之间的关系。除了对各国金融知识的经验性理解外，这项研究还为阐明提高印度青年金融知识的政策提供了分析基础。
The paper reports investigation of a study on the influence of various socio-demographic factors on different dimensions of financial literacy among the working young in urban India. While the influence of several factors such as gender, education and income is similar to what has been reported in other contexts, a few factors specific to India, such as joint-family and consultative decision making process are found to significantly influence financial literacy. The study also investigates the relationship between the dimensions of financial literacy. Adding to the growing empirical understanding of financial literacy across countries, the study provides an analytical basis for enunciating policy for enhancing financial literacy of youth in India.