Expected and preferred retirement age in Germany
Expected and preferred retirement age in Germany
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DOI：
10.1007/s00391-016-1053-x
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发表时间：
2018-01-01
影响因子：
1.2
通讯作者：
Hess, Moritz
中科院分区：
文献类型：
--
作者：
Hess, Moritz
过去10年，德国养老金制度经历了多次改革，包括放弃提前退休政策和提高法定退休年龄。因此，平均退休年龄有所提高，未来的退休人员群体也调整了退休预期和偏好。本研究的目的是检验德国老年工人的预期退休年龄和首选退休年龄之间的差异，并调查老年工人群体之间这些差异有何不同。根据“退休后就业”调查的数据，对 1500 名 55 岁及以上工人的预期退休年龄和首选退休年龄进行了比较。回归分析用于调查教育水平和职业地位对预期退休年龄和首选退休年龄之间偏差的影响。平均而言，老年工人希望比实际预期提前 1.75 年退休。对于专业职位较低、收入较低和教育水平较低的员工来说，这种偏差要大得多。预期退休年龄与首选退休年龄之间的差异，特别是对于处于弱势劳动力市场地位的老年工人来说，表明在退休时间选择方面存在潜在的社会不平等。在考虑进一步改革德国养老金制度时必须承认这一点。
Over the last 10 years the German pension system has undergone several reforms including the abandonment of early retirement policies and an increase in the statutory retirement age. Consequently, the average retirement age has increased and future retiree cohorts have adjusted the retirement expectations and preferences as to when they would like to retire.This study was carried out to examine discrepancies between the expected and the preferred retirement age of older workers in Germany and to investigate how these discrepancies differ between groups of older workers.Based on data from the survey "Employment after retirement", the expected and preferred retirement ages of 1500 workers aged 55 years and older were compared. Regression analyses were used to investigate the influence of educational level and professional position on deviances between the expected and preferred retirement ages.On average older workers would like to retire 1.75 years earlier than they actually expect to. The deviance is significantly larger for employees with a lower professional position, lower income and lower educational level.The discrepancy between expected and preferred retirement ages, in particular for older workers in vulnerable labor market positions, indicates a potential social inequality regarding the choice of retirement timing. This must be acknowledged when considering further reforms of the German pension system.