Can the Grameen Bank be replicated? Recent experiments in Malaysia, Malawi and Sri Lanka.
Can the Grameen Bank be replicated? Recent experiments in Malaysia, Malawi and Sri Lanka.
复制标题
格莱珉银行能否被复制？
DOI：
10.1111/j.1467-7679.1990.tb00161.x
复制
发表时间：
1990
影响因子：
1.7
通讯作者：
D. Hulme
中科院分区：
文献类型：
--
作者：
D. Hulme
关于使用格莱珉银行作为机构发展模式的可行性，意见分歧很大。为了分析的目的，这些观点被归类为四种可能的命题之一，并检查对比命题的有效性。第一部分简要介绍了该银行的方法和成就，概述了其主要特点，并证实了它取得成功的说法。在此之后，比较了最近使用格莱珉银行作为体制模式的三个尝试：SAVECRED计划，一个旨在为斯里兰卡的穷人建立信贷方案的行动研究项目；马拉维Mudzi基金（MMF），向无地者和接近无地者提供信贷，是一个试验项目，以测试在其他国家复制格莱珉银行的可能性；以及为雪兰莪州西北部的贫困地区提供贷款的行动研究项目“阿曼纳·伊克蒂亚尔马来西亚”（AIM）。结论是，对这三家复制格莱珉银行的尝试所取得的成功程度作出任何坚定的断言还为时过早。然而，AIM和SAVECRED计划都表明，格莱珉银行可能是可转让的。
Opinions about the feasibility of using the Grameen Bank as a model for institutional development differ markedly. For analytical purposes, these opinions are categorized as falling into one of four possible propositions and the validity of the contrasting propositions is examined. The first section briefly describes the methods and achievement of the Bank to outline its main features and to substantiate claims that it has been successful. Following this, three recent attempts to use the Grameen Bank as an institutional model are compared: the SAVECRED scheme, an action-research project attempting to establish a credit programme for the poor in Sri Lanka; the Malawi Mudzi Fund (MMF) which provides credit to landless and near landless and is a pilot project to test the possibility of replicating the Grameen Bank in other countries; and Amanah Ikhtiar Malaysia (AIM), an action-research project providing loans to alleviate poverty in northwestern Selangor. It is concluded that it is too early to make any firm pronouncement on the degree of success achieved by these three attempts to replicate the Grameen Bank. However, both the AIM and SAVECRED schemes provide indications that the Grameen Bank may be transferable.