An Empirical Study on the Impacts of the Chinese Banking Industry by Foreign Banks' Entry
An Empirical Study on the Impacts of the Chinese Banking Industry by Foreign Banks' Entry
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DOI：
10.5539/ijef.v5n1p210
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发表时间：
2012-12
期刊：
影响因子：
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通讯作者：
J. Seo;Guan Chao;Sang-Bum Park
中科院分区：
文献类型：
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作者：
J. Seo;Guan Chao;Sang-Bum Park
外资银行进入中国银行业对中国银行业包括非利息收入在内的盈利来源产生了重大影响，同时外资银行也给国内银行业带来了竞争，导致中国银行业盈利能力下降。此外，外资银行的进入对我国银行业的效率也有促进作用。外资银行的资产总体上成为中国金融机构不可分割的一部分，对中国银行业的非传统业务和经营效率可能产生更大的影响，有利于形成良性竞争。
Foreign banks entering into the Chinese banking industry have significant influence in its profitability sources including non-interest income while foreign banks bring competitions to the domestic banking sector resulting in declined profitability of the Chinese banking industry. In addition, foreign banks’ entry makes a promoting efficiency in China's banking sector. Overall foreign banks’ assets become an integral part of China's financial institutions, and they may have more significant impacts on the non-traditional businesses and operational efficiency of Chinese banking which helps the formation of healthy competition.