Using linked federal and state data to study the adequacy of workers' compensation benefits.
Using linked federal and state data to study the adequacy of workers' compensation benefits.
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DOI：
10.1002/ajim.22362
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发表时间：
2014-10
影响因子：
3.5
通讯作者：
Boden L
中科院分区：
文献类型：
--
作者：
Seabury SA;Scherer E;O'Leary P;Ozonoff A;Boden L
我们结合联邦和州的行政数据来研究与职业伤害相关的长期收入损失，并评估工人补偿福利的充分性。我们将新墨西哥州1994-2000年工伤索赔的各州数据与1987-2007年的联邦收入记录联系起来。我们估计了受伤后长达10年的收入损失，并计算了损失被福利所取代的比例。受伤的工人在受伤后的10年里平均损失了15%的收入。平均而言，工人补偿收入福利弥补了这些损失的16%。男性和女性的损失和替代率相似。受轻伤的工人损失较低，但替代率也较低。受伤后的收入损失是非常持久的，即使是相对轻微的伤害。收入收益弥补的损失比之前认为的要小。
We combined federal and state administrative data to study the long-term earnings losses associated with occupational injuries and assess the adequacy of workers’ compensation benefits. We linked state data on workers’ compensation claims from New Mexico for claimants injured from 1994-2000 to federal earnings records from 1987-2007. We estimated earnings losses up to 10 years after injury and computed the fraction of losses replaced by benefits. Workers with lost-time injuries lost an average of 15% of their earnings over the 10 years after injury. On average, workers’ compensation income benefits replaced 16% of these losses. Men and women had similar losses and replacement rates. Workers with minor injuries had lower losses but also had lower replacement rates. Earnings losses after an injury are highly persistent, even for comparatively minor injuries. Income benefits replace a smaller fraction of those losses than previously believed.