Public Policies and Household Saving
Public Policies and Household Saving
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公共政策和家庭储蓄
DOI：
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发表时间：
1995
期刊：
影响因子：
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通讯作者：
J. Poterba
中科院分区：
文献类型：
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作者：
J. Poterba
美国国民储蓄率的下降促使经济学家和政策制定者提出疑问，联邦政府是否应该鼓励家庭储蓄？如果是，应该通过哪些政策？为了更好地理解储蓄计划，本书对七国集团工业化国家（美国、加拿大、法国、德国、意大利、日本和英国）的储蓄政策进行了系统而详细的描述。七个章节中的每一章都侧重于一个国家，并讨论一组核心主题：累积家庭储蓄和债务的类型；针对资本收入的税收政策；以公共和私人养老金的形式进行储蓄，包括社会保障和类似计划；接受特殊税收待遇的储蓄计划；并通过保险进行储蓄。这份对七国集团国家储蓄激励措施的详细总结对于对个人储蓄行为感兴趣的政策制定者和学者来说将是非常宝贵的参考。
The declining U.S. national saving rate has prompted economists and policymakers to ask, should the federal government encourage household saving, and if so, through which policies? In order to better understand saving programs, this volume provides a systematic and detailed description of saving policies in the G-7 industrialized nations: the United States, Canada, France, Germany, Italy, Japan, and the United Kingdom. Each of the seven chapters focuses on one country and addresses a core set of topics: types of accumulated household savings and debt; tax policies toward capital income; saving in the form of public and private pensions, including Social Security and similar programs; saving programs that receive special tax treatment; and saving through insurance. This detailed summary of the saving incentives of the G-7 nations will be an invaluable reference for policymakers and academics interested in personal saving behavior.