Global Politics of Microfinancing Poverty in Asia: The Case of Bangladesh Unpacked
Global Politics of Microfinancing Poverty in Asia: The Case of Bangladesh Unpacked
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亚洲小额信贷贫困的全球政治：孟加拉国案例解析
DOI：
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发表时间：
2014
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通讯作者：
H. Weber
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文献类型：
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作者：
H. Weber
摘要本文提供了一个关键的和系统的政治分析，小额信贷计划连接国际，国家和地方的发展政策。它证实了以下论点，即小额信贷计划是一种新自由主义发展战略，主要是为了实现双重目的：（1）金融部门自由化和商业化，同时扩大小额信贷作为“减贫”的手段，（2）通过依靠这些计划的纪律潜力，抑制和削弱对新自由主义发展政策的抵制。我说明了这一论点，通过审查的小额信贷和发展在孟加拉国，其中包括由世界银行（和援助最贫穷者协商小组）规定的政策分析的政治。分析还指出了对许多非政府组织的影响（法律的和体制的），这些组织被要求将其地位改为小额供资机构。小额信贷计划是根据新自由主义发展愿景在亚洲建立市场的（新）努力的典范，并以推进和利用新自由主义发展矛盾的方式。但它们也挑战我们更深刻地反思“市场社会”的局限性。
Abstract This article offers a critical and systematic political analysis of microfinance schemes linking international, national and local development policy. It substantiates the argument that microfinance schemes are a neoliberal development strategy, primarily advanced to realise a dual purpose: (1) financial sector liberalisation and commercialisation, while extending microfinance as a means to “poverty reduction”, and (2) the dampening and undermining of resistance to neoliberal development policies, by relying on the disciplinary potential of these schemes. I illustrate this argument through an examination of the politics of microfinance and development in Bangladesh, which includes analyses of policies prescribed by the World Bank (and also the CGAP). The analysis also draws out the implications (legal and institutional) for many NGOs who have been required to change their status to Microfinance Institutions (MFIs). Microfinance schemes are exemplary of (new) efforts to build markets in Asia in accordance with neoliberal visions of development, and in ways that advance and capitalise on the contradictions of neoliberal development. But they also challenge us to reflect more deeply on the limits of “market society”.