Sequential Patterns of Health Conditions and Financial Outcomes in Late Life: Evidence From the Health and Retirement Study
Sequential Patterns of Health Conditions and Financial Outcomes in Late Life: Evidence From the Health and Retirement Study
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晚年健康状况和财务状况的连续模式：来自健康与退休研究的证据
DOI：
10.1177/0091415015614948
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发表时间：
2015
期刊：
影响因子：
--
通讯作者：
K. Zurlo
中科院分区：
文献类型：
--
作者：
Hyungsoo Kim;Serah Shin;K. Zurlo
晚年慢性疾病的成本和患病率会增加，并对积累的财富产生负面影响。根据中老年人面临的财务挑战，我们试图了解慢性健康状况的独特序列的演变以及这些序列如何影响退休储蓄。我们使用了 10 波健康与退休研究，跟踪了 5,540 人的健康状况和财富变化。我们确定了慢性健康状况的五种典型序列，定义如下：多重发病、合并症、轻度疾病、晚期事件和无疾病。五个序列的财富积累有所不同。多重发病和共病是成本最高的序列。具有这些健康模式的个人的净资产分别为 91,205 美元和 95,140 美元，比没有疾病的受访者少。我们的研究结果表明，政策制定者在规划美国老年人的医疗保健需求和支出时，应考虑连续的疾病模式。
The cost and prevalence of chronic health conditions increase in late life and can negatively impact accumulated wealth. Based on the financial challenges midaged and older adults face, we sought to understand the evolution of distinctive sequences of chronic health conditions and how these sequences affect retirement savings. We used 10 waves of the Health and Retirement Study and tracked the health states and changes in wealth of 5,540 individuals. We identified five typical sequences of chronic health conditions, which are defined as follows: Multimorbidity, Comorbidity, Mild Disease, Late Event, and No Disease. Wealth accumulation differed across the five sequences. Multimorbidity and Comorbidity were the most costly sequences. Individuals with these health patterns, respectively, had $91,205 and $95,140, less net worth than respondents identified with No Disease. Our findings suggest policy makers consider sequential disease patterns when planning for the health-care needs and expenditures of older Americans.
老年人健康问题对不同种族和族裔财富损耗的影响不同。
DOI：
10.1111/j.1745-6606.2005.00007.x
发表时间：
2005
期刊：
The Journal of consumer affairs
影响因子：
--
作者：
Kim,Hyungsoo;Lee,Jinkook
通讯作者：
Lee,Jinkook
影响因子：
8.4
作者：
Smith, JP
通讯作者：
Smith, JP