Household Wealth in Great Britain: Distribution, Composition and Changes 2006–12

Household Wealth in Great Britain: Distribution, Composition and Changes 2006–12
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英国家庭财富:分布、构成和变化 2006-12

DOI:
10.1111/j.1475-5890.2016.12083
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发表时间:
2016
期刊:
影响因子:
7.3
通讯作者:
C. O'Dea
C. O'Dea
中科院分区:
经济学3区
文献类型:
--
作者:
Rowena Crawford;D. Innes;C. O'Dea

文献摘要

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多年来,有关家庭财富的调查数据一直有限,但英国和国际上的情况正在改善。本文使用新的财富和资产调查(WAS)来记录英国家庭财富分配的一些关键特征。我们量化了总财富及其广泛组成部分(金融财富、住房财富和养老金财富)的不平等程度。利用 WAS 是一项纵向调查的事实,我们显示了 2006 年至 2012 年期间不同出生群体的财富轨迹及其组成部分。在此期间,工作年龄家庭的平均总财富按实际价值计算有所增加,而退休年龄家庭的平均总财富则有所下降。然而,在此期间,除了最年轻的群体之外,所有人在养老金之外持有的财富平均下降。
For many years, survey data on household wealth have been somewhat limited, but the situation is improving in the UK and internationally. This paper uses the new Wealth and Assets Survey (WAS) to document some key features of the distribution of household wealth in Great Britain. We quantify the extent of inequality in total wealth and in its broad components (financial wealth, housing wealth and pension wealth). Exploiting the fact that WAS is a longitudinal survey, we show trajectories of wealth and its components over the period 2006 to 2012 for different birth cohorts. Total wealth on average increased in real terms over this period for working-age households and fell for retirement-age households. However, wealth held outside pensions fell on average over this period for all except the youngest cohort.