Workshop: Addressing the Technical Security Challenges of Emerging Digital Financial Services

虽然全世界较富裕的个人可以使用无现金支付系统（例如，信用卡和借记卡），其由安全和保险的金融基础设施管理（例如，银行和其他金融机构），世界上许多穷人没有银行或信贷账户。 新兴的数字金融服务现在由在各国运营的公司作为“移动的货币应用程序”提供，并得到广泛使用。不幸的是，研究人员发现，许多这些应用程序提供的网络安全保护远远弱于传统金融机构提供的保护。因此，世界上许多最贫穷的人在不知不觉中通过使用保护不力的移动的货币应用程序来冒险。该讲习班汇集了来自学术界和工业界的网络安全专家以及政府决策者和非政府组织的代表。 与会者将制定并记录针对移动的货币应用程序安全属性的具体技术建议。网络安全研究人员、学生和工程师都表示有兴趣致力于改善新兴数字金融服务的网络安全。通过制定和记录针对移动的货币应用程序安全的具体技术建议，本次研讨会将为研究和开发社区可以采取的具体行动提供指导。 在确定改善移动的货币应用程序网络安全的技术方法的同时，研讨会将鼓励参与者之间开展新的跨学科合作，共同解决这一具有挑战性的问题。

While wealthier individuals throughout the world have access to cashless payment systems (e.g., credit and debit cards) that are managed by a secured and insured financial infrastructure (e.g., banks and other financial institutions), many of the world's poor lack banking or credit accounts. Emerging digital financial services are now offered as "mobile money apps" by companies operating in various countries and are widely used. Unfortunately, the researchers have found that the cybersecurity protections provided by many of these apps are far weaker than those provided by the traditional financial institutions. Thus, many of the world's poorest people unknowingly risk their money by using badly protected mobile money apps. This workshop brings together cybersecurity experts from academia and industry, as well as government policy makers and representatives from non-governmental organizations. The participants will develop and document specific technical recommendations for mobile money app security properties.Cybersecurity researchers, students and engineers have expressed their interest in working to improve cybersecurity for emerging digital financial services. By developing and documenting specific technical recommendations for mobile money app security, this workshop will provide guidance on concrete actions that can be taken by the research and development communities. While identifying technology approaches to improving cybersecurity in mobile money apps, the workshop will encourage new cross-disciplinary collaboration among participants, as they work together to address this challenging problem.