A study of welfare fund loan for poor and low-income families in Japan

本研究为探讨向贫困低收入者(家庭)提供贷款时的咨询(社会工作)提供了数据和信息。在日本和法国，一些协会成功地为贫困和低收入者(家庭)提供了生活振兴贷款。他们不仅借钱给人们，还就他们的金钱问题给他们提供建议，等等。日本有一些针对贫困和低收入家庭的公益金贷款。在本研究中，我对单亲家庭的专业人员(他们也从事向单亲家庭放贷)进行了问卷调查。他们每天都要面对许多沉重的案子。但他们设计了与客户有效沟通的方法，并强调制作详细的文档。通过日常工作，他们在脑海中塑造了自己的手册。

This study provides data and information for discussing about counsel (social work) when lending money to poor and low-income person (family). In Japan and France, some associations succeed in life revitalization loan for poor and low-income person (family). They don’t only lend money to people but give counsel them on their money problems and so on. There are some public welfare fund loans for poor and low-income families in Japan. In this study, I carried out a questionnaire survey to professional staff of one-parent family (They engage in lend money to one-parent family, too). They face many and heavy cases every day. But they devise ways of communicating effectively with clients, and emphasis making detailed document. Through everyday work, they shape their own manuals in their mind.