Transparent donation distribution and spending system

捐赠是支持贫困人口的一种主要手段（全球超过7亿人-世界银行）。由于流程效率低下和腐败而缺乏透明度，导致12-40%的捐款流失（英国透明国际）影响捐赠者的信任。HumanVenture的使命是通过捐赠市场参与者之间更加透明和高效的关系为减贫做出贡献。HumanVenture平台是透明捐赠分配和可追溯支出协助的开创性技术解决方案之一他们估计，英国捐赠市场价值约100亿英镑，约有168，000家慈善机构，其中18.3%专注于社会服务。欧盟、美国和亚洲的国际捐赠市场超过5000亿美元。研究表明，随着透明度的提高，市场可能增长53-64%。数字透明捐赠平台的市场远未饱和：只有一个显著相似的项目是可识别的。基于最近在奥地利和俄罗斯的成功，并被纳入DIT的全球企业家计划，HumanVenture寻求在英国发展其业务和总部。HumanVenture的解决方案包括：* 基于区块链的透明捐赠分配和支出平台，而不是基于加密货币 * 捐赠接收者的支出卡 * 实时影响跟踪，* 不包括接受者在损害健康的商品（酒、香烟等）上的支出对英国捐赠行业的积极影响：* 100%的捐赠透明度导致捐赠流入增加 * 可追溯的减贫 * 提高效率 * 为英国重塑为可持续发展的全球金融和技术中心做出贡献对贫困人口的影响：* 收到100%的捐赠援助 * 增加援助量 * 包括没有银行账户的人和没有智能手机的人 * 自由选择支出 * 帮助生活困难的人更容易地重新融入社会经济生活最后，HumanVenture使利益攸关方受益（慈善机构，受援国，捐助者，向受援国提供商品和服务的供应商）通过建立财务上有效的关系。产品的进一步发展意味着涵盖其他SDG的多样化（医疗、教育、基本能源需求等）本申请的目的是通过可行性研究、法律的许可、商业规划和试点，为进入英国市场迈出第一步。该项目有一个明确的计划和确定的结果。HumanVenture的团队在商业、金融、IT和区块链领域拥有深厚的专业知识。如果成功，HumanVenture将成为领先的数字捐赠和影响力衡量平台之一，为捐赠市场参与者、国家和社会的减贫做出实质性贡献。

Donations represent a major means of supporting people in poverty (\>700 million globally - the World Bank). Lack of transparency because of process inefficiency and corruption causes to 12-40% of donations being lost (Transparency International UK) affecting givers' trust.HumanVenture's mission is to contribute to poverty reduction via more transparent and efficient relationships among participants of the donation market.The HumanVenture platform is one of the pioneering technological solutions for transparent donation distribution and traceable spending assisting stakeholders of the donations market to track, verify, and measure impact.They estimate the UK donation market is worth around GBP10bn, with around 168,000 charities, 18.3% of which focus on social services. International donations market of EU, USA and Asia exceeds USD500bn.Studies show a potential 53-64% market increase with increased levels of transparency. The market of digital transparent donation platforms is far from saturation: only one significantly similar project is identifiable.Based on recent success in Austria and Russia and being included in the DIT's Global Entrepreneur Programme, HumanVenture seeks to develop its business and headquarters in the UK.HumanVenture's solution includes:* blockchain-based transparent donation distribution and spending platform not based on cryptocurrencies* spending cards for donation recipients* real-time impact tracking, verification and measurement* exclusion of recipients' spending on health-damaging goods (alcohol, cigarettes, etc.)Positive effects for the UK donation industry:* 100% donation transparency results in increased donations inflows* traceable poverty reduction* increased efficiency* contribution to the UK's reinvention as a global financial and technological centre for sustainabilityImpact upon people in poverty:* receipt of 100% of donated aid* increased volume of aid* inclusion of unbanked people and people without smartphones* freedom of spending choice (as opposed to aid in-kind)* facilitation of easier socio-economic reintegration for those in challenging life circumstancesFinally, HumanVenture benefits stakeholders (charities, recipients, donors, suppliers of goods&services to recipients) by creating financially efficient relationships.Further evolution of the product implies diversification covering other SDGs (healthcare, education, basic energy needs, etc.)The objective of this application is making the first step towards the UK market entry via feasibility study, legal®ulatory clearance, commercial planning and a pilot. The project has a defined plan with determined outcomes. HumanVenture's team has deep expertise in business, finance, IT and blockchain.If successful, HumanVenture will become one of the leading digital donation and impact measuring platforms with substantial contribution to poverty reduction for the benefit of donation market participants, the nation, and society.