Development of Ultral Low Powered Inertial Sensing Technology for battery Powered IoT devices - Covid Resilience

支持基于用户的保险（UBI）的远程信息处理设备（TD）专注于驾驶员行为监测（加速，速度，制动和行驶里程），以促进更安全的驾驶以降低风险，针对高保费的年轻驾驶员。然而，保险欺诈（不报告，现金碰撞和人身伤害）索赔处理和建立责任仍然是主要成本。当前的UBI TD包括机械安装的黑匣子，自安装的电池设备，如AGMT的IC6和类似的即插即用设备（利用车载充电）。所有的监控驾驶员行为与碰撞检测功能，但都缺乏数据粒度的准确事件特征所需的消除欺诈，责任解决和服务交付效率。AGMT已经开发了一种电池供电的远程信息处理设备，用于自我安装，具有非常高的数据粒度，以准确的事件特征所需。该项目旨在减少设备所需的电力需求，从增加数据处理，沟通和分析需求。其目的是使用AGMT自行安装的电池供电TD为UBI保险公司提供最高质量的远程信息处理事件数据服务。

Telematic devices(TD) supporting user-based insurance (UBI) are focused on driver behaviour monitoring (acceleration, speed, braking and road miles travelled) promoting safer driving to reduce risk, targeting high premium young drivers. However, insurance fraud (non-reporting, cash for crash and personal injury) claims processing and establishing liability remain major costs.Current UBI TDs include mechanic installed black boxes, self-installed battery devices like AGMT's IC6 and similar plug and play devices (utilizing in-car charging). All monitor driver behaviour with crash detection capability but all lack the data granularity for accurate event characterization needed to eliminate fraud, liability resolution and service delivery efficiencies.AGMT have developed a battery powered telematic device for self installation with very high data granularity for accurate event characterisation needed.The project aims to reduce the power requirements needed by the device from increasing data processing, communication and analysis demand. The aim is to deliver the highest quality telematic event data service for UBI insurers using AGMT's self-installed battery powered TD.