Development of Ultral Low Powered Inertial Sensing Technology for battery Powered IoT devices - Covid Resilience

支持基于用户的保险(UBI)的远程信息处理设备(TD)专注于司机行为监控(加速、速度、刹车和行驶里程)，以促进更安全的驾驶以降低风险，目标是高保费的年轻司机。然而，保险欺诈(不报告、车祸和人身伤害)索赔处理和确定责任仍然是主要成本。目前的UBI TDS包括机械师安装的黑匣子、自动安装的电池设备(如AGMT的IC6)和类似的即插即用设备(利用车内充电)。所有监控司机的行为都具有碰撞检测能力，但都缺乏准确的事件描述所需的数据粒度，以消除欺诈、责任解决和服务交付效率。AGMT开发了一种电池供电的远程信息处理设备，用于自行安装，具有非常高的数据粒度，可以准确地描述所需的事件。该项目旨在通过增加数据处理、通信和分析需求来降低设备所需的电力需求。其目标是使用AGMT的自装电池供电TD为UBI保险公司提供最高质量的远程信息处理事件数据服务。

Telematic devices(TD) supporting user-based insurance (UBI) are focused on driver behaviour monitoring (acceleration, speed, braking and road miles travelled) promoting safer driving to reduce risk, targeting high premium young drivers. However, insurance fraud (non-reporting, cash for crash and personal injury) claims processing and establishing liability remain major costs.Current UBI TDs include mechanic installed black boxes, self-installed battery devices like AGMT's IC6 and similar plug and play devices (utilizing in-car charging). All monitor driver behaviour with crash detection capability but all lack the data granularity for accurate event characterization needed to eliminate fraud, liability resolution and service delivery efficiencies.AGMT have developed a battery powered telematic device for self installation with very high data granularity for accurate event characterisation needed.The project aims to reduce the power requirements needed by the device from increasing data processing, communication and analysis demand. The aim is to deliver the highest quality telematic event data service for UBI insurers using AGMT's self-installed battery powered TD.