“Identity Protect” development of a digital-platform to tackle the UK’s multi-billion pound losses from identity-fraud - protecting individual citizens from trauma, protecting businesses from billion pound losses, protecting society from organised-crime

“身份保护”开发数字平台，以解决英国因身份欺诈而造成的数十亿英镑损失 - 保护公民个人免受创伤，保护企业免受数十亿英镑损失，保护社会免受有组织犯罪的侵害

• 批准号: 10030790
• 金额: $ 37.27万
• 依托单位: CIFAS
• 依托单位国家: 英国
• 项目类别: Collaborative R&D
• 财政年份: 2022
• 资助国家: 英国
• 起止时间: 2022 至 无数据
• 项目状态: 已结题
• 来源: https://gtr.ukri.org/projects?ref=10030790
• 关键词: Identity; Protect; development; digital; platform

Approximately 75% of UK adults use online banking and the value of UK website retail-sales is over £300Bn. Key to enabling UK productivity is reducing the growth in online crime. Identity fraud is growing, hundreds of thousands of incidents and billions of pounds of financial losses each year. Total (financial and other) losses borne by the private sectors (banks, retailers, utilities, etc) are estimated at tens of billions of pounds. The biggest societal impact of identity fraud is borne by individual citizens, from financial concerns, worry, lost time etc.The goal of this project is to develop a digital platform, adopted by thousands of banks, loan-providers, financial-service businesses, retailers and others, that allows individuals (via a mobile App) to prevent someone else opening an account in their name.Based upon the high levels of know-how built-up by Cifas over 30 years, we develop and deploy fraud-prevention products across multiple sectors. We enable businesses to work together to beat fraud.Our Partners are two exemplar financial-services businesses. One of UK's most successful new banks, and an exemplar high-growth small financial-services SME. Given the mission to protect individual citizens, associates include leading citizens' organisations.

大约 75% 的英国成年人使用网上银行，英国网站零售额超过 3000 亿英镑。提高英国生产力的关键是减少在线犯罪的增长。身份欺诈日益严重，每年发生数十万起事件，造成数十亿英镑的经济损失。私营部门（银行、零售商、公用事业等）承受的（金融和其他）损失总额估计达数百亿英镑。身份欺诈的最大社会影响由公民个人承担，包括财务问题、忧虑、时间损失等。该项目的目标是开发一个数字平台，被数千家银行、贷款提供商、金融服务企业、零售商和其他机构采用，允许个人（通过移动应用程序）阻止他人以其名义开设账户。基于 Cifas 30 多年来积累的高水平专业知识，我们开发和部署了 跨多个行业的防欺诈产品。我们帮助企业共同打击欺诈行为。我们的合作伙伴是两家典型的金融服务企业。英国最成功的新银行之一，也是高增长小型金融服务中小企业的典范。鉴于保护公民个人的使命，合作伙伴包括主要公民组织。