Blockchain encrypted secure digital conveyancing platform

区块链加密安全数字产权交易平台

• 批准号: 10045054
• 金额: $ 25.86万
• 依托单位: PRECONVEY LIMITED
• 依托单位国家: 英国
• 项目类别: Collaborative R&D
• 财政年份: 2023
• 资助国家: 英国
• 起止时间: 2023 至 无数据
• 项目状态: 已结题
• 来源: https://gtr.ukri.org/projects?ref=10045054
• 关键词: Blockchain; encrypted; secure; digital; conveyancing

The English conveyancing system is famously flawed, with an 8-12 week process, 4 weeks longer than in Scotland (MCHLG-2018). 30% of property sales fail before completion (MHCLG-2019) costing UK homebuyers £607m p.a. (Wiggywam-2019). Internationally, despite an overall ranking of 8th, the UK ranks 41st for registering property in the World Bank's Doing Business Index 2020\.For conveyancers, the complexity and disjointedness of the English system has created a suite of problems which make efficient, transparent navigation of the process challenging. The core issue is that buyers (and lenders) require all necessary information to proceed with their purchase. Currently the core data is generated via questionnaires which sellers complete without support or legal understanding, with errors, gaps or insufficiencies needing slow unpicking as they are discovered across the legal process. This is compounded by time-consuming manualised searches via 3rd parties which further slow proceedings.The MCHLG 2018 Improving the Home Buying Process review identified how a lack of technology adoption underpins many of these problems. The review noted how paper systems dominate, limiting information checking and embedding duplication of data-requests. The challenge is to address the digital data-security concerns which solicitors cite as underpinning their technological reticence while offering significant accessibility and document consolidation improvements to existing API gateways.PreConvey are creating the first end-to-end smart conveyancing support platform which reduces conveyancing time by 50% and cost to conveyancers by 70% per case. Underpinned by blockchain encryption it creates secure, shareable homebuying packs with a smart, accessible UX hub.The system creates next-generation conveyancing packs with information pulled automatically via emerging API repositories and third-party ID/financial checks; clearly highlighted legal concerns (and embedded legal options to address issues, e.g. purchasing indemnities) within a secure environment which will transform the processing rate of property transactions.

英国的移民制度有着众所周知的缺陷，有8-12周的过程，比苏格兰长4周（MCHLG-2018）。30%的房地产销售在竣工前失败（MHCLG-2019），英国购房者每年损失6.07亿英镑（Wiggywam-2019）。在国际上，尽管总体排名为第8位，但英国在世界银行2020年营商环境指数中的注册财产排名第41位。对于注册商来说，英国系统的复杂性和不连贯性产生了一系列问题，使流程的高效，透明导航具有挑战性。核心问题是买受人（和贷款人）需要所有必要的信息来进行购买。目前，核心数据是通过调查问卷生成的，卖家在没有支持或法律的理解的情况下完成调查问卷，在法律的过程中发现错误、差距或不合理之处时，需要慢慢剔除。通过第三方进行耗时的手动搜索进一步减缓了程序。MCHLG 2018改善购房流程审查确定了缺乏技术采用是如何支撑这些问题的。审查注意到纸张系统如何占主导地位，限制了信息检查和嵌入重复的数据请求。挑战在于解决数字数据安全问题，律师们认为这是他们在技术上保持沉默的基础，同时为现有的API网关提供显著的可访问性和文档整合改进。PreConvey正在创建第一个端到端的智能数据交换支持平台，该平台将数据交换时间减少了50%，并将数据交换成本降低了70%。在区块链加密的基础上，它创建了安全，可共享的购房包，具有智能，可访问的UX中心。该系统创建了下一代的购房包，通过新兴的API存储库和第三方ID/财务检查自动提取信息;明确强调了法律的关注（以及解决问题的嵌入式法律的选项，例如购买赔偿金），这将改变物业交易的处理速度。