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Technology-Enabled Financial Planning for Caregivers and Clients with Reduced Capacity

为能力有限的护理人员和客户提供技术支持的财务规划

基本信息

批准号：
10302137
负责人：
John E Porterfield
金额：
$ 29.99万
依托单位：
BRIDGESOURCE MEDICAL CORPORATION
依托单位国家：
美国
项目类别：
财政年份：
2021
资助国家：
美国
起止时间：
2021-09-30 至 2022-07-31
项目状态：
已结题

来源：
https://reporter.nih.gov/project-details/10302137
关键词：
Address Alzheimer&apos s Disease Alzheimer&apos s disease related dementia Android Caregiver Burden Caregivers Certification Client Clinical Clinical Research Cognition Communication Communities Computer software Dementia Development Disease Marker Disease Progression Doctor of Philosophy Education Educational Materials Elder Abuse Elderly Engineering Financial Support Fraud Healthcare Household Human Impairment Instinct Institution Internet Interview Interviewer Lead Machine Learning Measures Medicaid Medical Medical Device Memory Loss Methodology Monitor Online Systems Persons Physicians Principal Investigator Procedures Process Questionnaires Research Research Personnel Resources Risk Savings Self-Help Devices Small Business Innovation Research Grant Software Engineering Spottings Standardization Stress Technology Testing Theft Training Training and Education Trust Universities Workload base dashboard decision-making capacity dementia risk design empowered executive function experience family caregiving financial decision making financial exploitation loved ones mental state premature prevent psychologic smartphone Application sound tool validation studies web services

项目摘要

Abstract Caregivers of older adults with ADRD are the largest unpaid, and untrained healthcare workforce in the US, with family caregiving valued at $470 billion in 2013 (higher than total Medicaid spending for the same year). The temptation to take advantage of an impaired loved one may be exacerbated by the stress of taking over disorganized finances and absence of guidance. Lack of clinically guided financial support can also remove financial control from the person suffering from ADRD prematurely. The decision to transfer control is typically made by the untrained caregiver acting on instincts, not by a trained clinician (who does not typically advise on finances) or financial advisor (who does not have clinical training). Each year, around 15% of U.S. seniors are targeted by financial exploitation resulting in nearly $17 billion in losses annually. In over a third of these cases, $6.6 billion is lost to theft enabled by a trusting relationship with a caregiver (called elder financial abuse) annually, and even this may be an under-estimation. AARP describes an average loss of $120k per victim, almost what an average 50+ household has in savings. The stress and isolation of unpaid caregiver workload may lead to resentment and increased risk of financial abuse. There is a need for increased communication, education, and a clinically validated methodology for determining when it is necessary to begin transfer of control over finances. BSM proposes to develop a one-stop-shop technology enabled solution to address these three problems usable by a financial planner, older adult client, and caregiver.

摘要