Development and commercialisation of an AI, ML and data enabled online commodity trade finance platform (Athena)

“确保中小型商品贸易商（SMCT，完成交易超过100万英镑）获得商品贸易融资（CTF）将改善市场竞争，创造就业机会，并有助于保持消费者的商品价格较低。目前，大多数SMCT无法获得CTF，因为处理这些交易的现有银行惯例使得律师事务所等为他们提供服务的成本太高。由于缺乏一个平台，确保完整的法律的解决方案，以更便宜，更容易地访问CTF，少数商品交易商主导了市场，推动商品价格上涨的消费者。目前，分布式账本技术为SMCT提供了最好的帮助，以访问CTF。它使用区块链智能合约来执行利益相关者之间的资金转移，使这一过程无纸化。然而，这项技术并没有减少尽职调查和建立法律的框架所需的大量时间和成本，这些都是中小型企业获得贸易融资的主要障碍。中本聪系统有限公司，一家英国的中小企业，正在开发一个平台“雅典娜”，这将是第一次能够使现有的法律的做法更有效。Athena的智能机器学习软件将利用之前大宗商品交易的历史数据来提供合适的法律的框架。Athena使用的人工智能软件用于完成尽职调查检查，同时使用区块链技术生成自动执行的智能合同，减少经验丰富的律师的手工工作，并确保所有相关利益相关者的隐私。这反过来又将使中小型和中等规模企业能够利用贸易信托基金，使它们能够在初级商品市场上进行贸易，从而增加竞争、提高生产力以及企业的知识和技能。Athena在2021年第一季度的成功开发和全球商业化将增加商品交易市场的就业机会和增长，竞争，质量和创新。"

"Securing access to commodity trading finance (CTF­) for small and medium sized commodity traders (SMCTs, completing transactions \>£1million) will improve market competition, create jobs and help to keep commodity prices lower for consumers. Currently the majority of SMCTs are unable to secure CTF due to the existing banking practices involved in the processing of these transactions which make it too expensive for, among others, law firms to serve them. In the absence of a platform ensuring the complete legal solution for cheaper, easier access to CTF, a small number of commodity traders dominate the market, driving commodity prices up for consumers.Currently, Distributed Ledger Technology provides the best assistance for SMCTs to access CTF. It uses blockchain smart contracts to execute money transfers between stakeholders to make this process paperless. However, this technology does not alleviate the significant time and costs it takes for the due diligence checks and legal frameworks to be created which are the major barriers to SMCTs access to trade finance.Satoshi Systems Ltd, a UK based SME, are developing a platform 'Athena' which, for the first time will be able to make the existing legal practices more efficient. Athena's intelligent machine learning software will use the historical data of the previous commodity trading transactions to provide a suitable legal framework. The Artificial Intelligence software used in Athena is used to complete the due diligence checks, alongside blockchain technology to produce a self-executing smart contract reducing the manual work of an experienced lawyer and ensuring the privacy of all stakeholders involved. This in turn will enable SMCTs access to CTF allowing them to trade on the commodity market which will increase competition, their productivity and the knowledge and skills of their business. Successful development and the global commercialisation of Athena in Q1-2021 will increase jobs and growth, competition, quality and innovation within the commodity trading market."