Intra-household resource allocations of older couples

该项目旨在利用全国大规模代表性数据和混合方法研究设计，分析老年家庭的过程和结果。在人口老龄化的情况下，家庭正在负责提供退休需求，了解老年夫妇家庭中发生的事情很重要。该项目预计将通过产生与设计管理退休金资产分配的条例、对替代形式的退休储蓄的税收激励、对老年养恤金的资产和收入测试以及针对澳大利亚老年人财务知识的举措有关的证据来影响政策。

This project aims to analyse processes and outcomes within older households using national, large-scale representative data and mixed methods research design. In an ageing population where households are becoming responsible for provisioning retirement needs, understanding what happens in older couple households is important. The project expects to influence policy by generating evidence relevant to the design of regulations governing the allocation of superannuation assets, tax incentives for alternative forms of retirement savings, asset and income tests on the Age Pension, and initiatives targeting older Australians’ financial literacy.