Multi-hazard impacts into holistic risk management and industry regulation on climate risk.

采取行动，使社会能够抵御气候变化中的极端情况，是我们时代的一项重大挑战。需要了解危害的变化和由此产生的修改后的风险，以便为风险管理的政策和实践提供信息。保险在其中扮演着重要的角色，但人们对环境科学如何支撑保险并受其影响的认识还不够。该博士学位专注于复合，多灾害风险，以获得能够改变金融部门（FS）的见解。UKRI/NERC倡议认识到，联合发生的极端天气事件可能会加剧风险。这一点很少在FS中得到解释，对于当前和未来的气候，复合危害通常仍然知之甚少。这使金融服务行为者面临复合危害，并使不同的利益攸关方群体受到无法量化的多重危害风险影响。分析严重热带气旋（TC）和极端高温的共同发生，这两种最致命的气候灾害，都受到气候变化的影响。最近主要TC之后的基础设施故障增加了气旋易发地区热事件的影响。将对工业和社会的材料风险进行分析，以突出第二对危害，调查其共同发生的影响。就将风暴集群纳入保险实践进行社会科学研究。通过了解支撑科学创新的保险数据基础设施，可以更好地了解环境科学，工业和监管参与者的共同发展。以这一科学整合的历史范例为模板，探索气候科学应用如何以有效和适当的方式发展，以帮助在全球环境变化的背景下部署新的多灾害分析。创建一个框架来比较新的气候风险分析工具，并通过从宏观经济到公司规模对资产和负债的影响的预测情景来适当地表示气候风险。通过申请人在保险业工作的研究为重点的作用，这个兼职（0.5 FTE）共同设计的项目提供了无与伦比的进入保险业。他的气象学背景，以及监督所有危害的研究和开发项目的持续责任，促进了一个雄心勃勃的项目，包括新颖的大气科学及其应用研究。这种真正的综合研究是罕见的，将在理解多种灾害的影响，保险业的作用，以及如何最好地利用最新的科学认识，以鼓励金融弹性作出宝贵的贡献。

Taking action to make societies resilient to extremes in a changing climate is a great challenge of our time. Knowledge is required about both the changes in hazard and resultant modified risks to inform policy and practice in risk management. Insurance has a major role to play, but how environmental science underpins, and is influenced by, insurance is insufficiently understood.This PhD focuses on compounding, multi-hazard risks to gain insights able to transform the finance sector (FS). UKRI/NERC initiatives recognise that risk is likely exacerbated by jointly occurring extreme weather events. Rarely is this accounted for in FS, and compounding hazards typically remain poorly understood for both current and future climates. This exposes FS actors to compound hazards, and leaves a diverse stakeholder group with unquantified multi-hazard risk impacts. This PhD will:Analyse the co-occurrence of severe tropical cyclones (TCs) and extreme heat, two of the deadliest climate hazards, both influenced by climate change. Infrastructure failures following recent major TCs increase the impact of heat events in cyclone-prone regions. An analysis of materials risks to industry and society will be conducted to highlight a second pairing of hazard to investigate in terms of their co-occurring impacts. Conduct a social science study on the integration of windstorm clustering into insurance practices. By understanding the insurance data infrastructures that underpin scientific innovation, a better understanding is gained about the co-evolution of environmental science, industry, and regulatory actors. Using this historical example of scientific integration as a template, an exploration of how climate science applications develop in and effective and appropriate way, to help the deployment of new multi-hazard analytics in a context of global environmental change. Create a framework to compare new climate risk analytical tools and enable appropriate representation of climate risks via projected scenarios from the macroeconomic to company-scale impacts on assets and liabilities. Through the applicant working in the insurance industry in a research focused role, this part-time (0.5 FTE) co-designed project offers unbeatable access to the insurance sector. His meteorological background, and ongoing responsibilities to oversee research and development project across all hazards, facilitates an ambitious project spanning novel atmospheric science and the study of its applications. Such truly integrated studies are rare and will make a valuable contribution in the understanding of multi-hazard impacts, the role of the insurance industry and how to best utilise latest scientific understanding to encourage financial resilience.