EMPLOYER-PAID HEALTH INSURANCE AND LABOR MARKET CHANGES

雇主是美国医疗保险的主要来源。 美国。然而，并不是所有美国工人都有同样的可能性 获得雇主支付的医疗保险。工人的社会人口统计数据 特征、劳动力资源和劳动力市场位置 与获得雇主支付的医疗保险有关。给出链接 在就业和医疗保险之间，美国经济的变化 可能会影响获得雇主支付的医疗保险的可能性 对于一些工人来说。自1980年代早期以来，美国的许多行业 改变了他们生产活动的性质和组织。 这项研究的目的是考察女性、种族和民族 由于劳动力的变化，少数族裔和贫困劳动者的日子过得很好 影响雇主支付医疗保险的市场条件。这个 研究有三个具体目标。首先，调查是否 获得雇主支付的医疗保险的概率发生变化 女工、种族和少数民族工人以及贫困劳动者 在1988年至1997年之间。第二，看看员工是否存在差异 资源和劳动力市场位置解释了性别、种族、民族和 医疗保险福利中的贫困状况差异。最后，为了 确定经济变化是否对美国产生了不同的影响。 工人获得雇主支付的医疗保险的概率 工人的性别、种族、民族和贫困状况。目标是 这项研究将通过分析来自 当前人口调查和当前商业模式调查。这个 获得雇主支付的医疗保险的概率将是 被建模为社会人口特征的结果，工人 资源和劳动力市场区位，使用双变量概率分析 对就业状况进行样本选择。多变量分析 将包括测试劳动力市场影响的差异 按性别分列的雇主自付医疗保险领取情况的特点 种族、民族和贫困状况。

Employers are the major source of health insurance coverage in the United States. However, not all American workers are equally likely to receive employer-paid health insurance. A worker's socio-demographic characteristics, worker resources, and labor market location are related to receiving employer-paid health insurance. Given the link between employment and health insurance, changes in the U.S. economy may affect the likelihood of receiving employer-paid health insurance for some workers. Since the early I98Os, many U.S. industries have transformed the nature and organization of their productive activities. The objective of this research is to examine how women, race and ethnic minorities, and the working poor have fared given changes in labor market conditions that affect employer-paid health insurance. The research has three specific aims. First, to investigate whether the probability of receiving employer-paid health insurance changed for women workers, race and ethnic minority workers, and the working poor between 1988 and 1997. Second, to see whether variation in worker resources and labor market location explain gender, race, ethnic, and poverty status differences in health insurance benefits. Finally, to determine whether economic changes have differentially affected U.S. workers probability of receiving employer-paid health insurance by the gender, race, ethnicity, and poverty status of workers. The objective of the study will be achieved through an analysis of data from the Current Population Surveys and Current Business Patterns surveys. The probability of receiving employer-paid health insurance will be modeled as an outcome of socio-demographic characteristics, worker resources, and labor market location, using a bivariate probit analysis with sample selection for employment status. The multivariate analyses will include tests for differences in the effects of labor market characteristics on receipt of employer-paid health insurance by gender, race, ethnicity, and poverty status.