The neural and cognitive representation of money in decision-making

决策中金钱的神经和认知表征

• 批准号: RGPIN-2017-04069
• 负责人: Clark, Luke
• 金额: $ 2.84万
• 依托单位: University of British Columbia
• 依托单位国家: 加拿大
• 项目类别: Discovery Grants Program - Individual
• 财政年份: 2017
• 资助国家: 加拿大
• 起止时间: 2017-01-01 至 2018-12-31
• 项目状态: 已结题
• 来源: https://www.nserc-crsng.gc.ca/ase-oro/Details-Detailles_eng.asp?id=631382
• 关键词: neural; cognitive; representation; money; decision

The overall goal of my research is to understand the psychological and neural mechanisms that underpin biases in decision-making, giving rise to suboptimal choices. I study this in the specific context of gambling behavior. Most research on human decision-making, including research on gambling, uses money to represent positive and negative outcomes (i.e. wins and losses) and incentivize participants. Yet from a psychological perspective, money is an unusual commodity. It has no inherent value; rather, the value of money is learned in childhood, based upon its capacity to be exchanged for desirable goods. There is no equivalent of money in non-human species. Moreover, research from consumer psychology indicates that we are more willing to spend money in certain forms, for example on a credit card compared to physical cash. These peculiarities of money are relevant to both behavioural neuroscience (e.g. validity of translational models of decision-making in non-human species) and public policy (e.g. should casino patrons be allowed to gamble using a credit card?). The long-term objective of this proposal is to characterize the psychological role of money in risky decision-making.

我研究的总体目标是了解导致决策偏差的心理和神经机制，从而导致次优选择。我在赌博行为的特定背景下研究这一点。大多数关于人类决策的研究，包括赌博研究，都使用金钱来代表积极和消极的结果（即赢和输）并激励参与者。然而从心理学的角度来看，金钱是一种不寻常的商品。它没有内在的价值；相反，金钱的价值是在童年时根据其交换所需商品的能力而习得的。在非人类物种中不存在相当于金钱的东西。此外，消费者心理学研究表明，与实物现金相比，我们更愿意以某些形式花钱，例如信用卡。货币的这些特性与行为神经科学（例如非人类物种决策转化模型的有效性）和公共政策（例如是否应该允许赌场顾客使用信用卡赌博？）有关。该提案的长期目标是描述金钱在风险决策中的心理作用。