Health Benefits In 2017: Stable Coverage, Workers Faced Considerable Variation In Costs
Health Benefits In 2017: Stable Coverage, Workers Faced Considerable Variation In Costs
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DOI：
10.1377/hlthaff.2017.0919
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发表时间：
2017-10-01
期刊：
影响因子：
9.7
通讯作者：
Foster, Gregory
中科院分区：
文献类型：
--
作者：
Claxton, Gary;Rae, Matthew;Foster, Gregory
年度凯撒家庭基金会/健康研究和教育信托雇主健康福利调查发现，2017 年，单一保险的平均年保费（雇主和工人缴款合计）上涨了 4%，达到 6,690 美元，家庭保险的平均年保费上涨了 3%，达到 18,764 美元。平均而言，受保工人为单身保险缴纳了 18% 的保费，为家庭保险缴纳了 31% 的保费，尽管这些平均值之间存在很大差异。对于小公司的受保工人来说，10%的人没有为家庭保险缴纳保费，而36%的人缴纳了一半以上的保费。工人对家庭保险的平均缴款从 2012 年的 4,316 美元增加到 2017 年的 5,714 美元。提供健康福利的公司 (53%) 以及受雇主计划覆盖的公司中工人的比例 (62%) 与 2016 年相比在统计上保持不变。
The annual Kaiser Family Foundation/Health Research and Educational Trust Employer Health Benefits Survey found that in 2017, average annual premiums (employer and worker contributions combined) rose 4 percent for single coverage, to $6,690, and 3 percent for family coverage, to $18,764. Covered workers contributed 18 percent of the premium for single coverage and 31 percent for family coverage, on average, although there was considerable variation around these averages. For covered workers in small firms, 10 percent did not make a premium contribution for family coverage, while 36 percent made a contribution of more than half of their premium. The average worker contribution for family coverage has increased from $4,316 in 2012 to $5,714 in 2017. The share of firms that offered health benefits (53 percent) and of workers in those firms covered by their employers' plans (62 percent) remain statistically unchanged from 2016.