Don't stop thinking about tomorrow: Individual differences in future self-continuity account for saving.
Don't stop thinking about tomorrow: Individual differences in future self-continuity account for saving.
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DOI：
10.1017/s1930297500003855
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发表时间：
2009-06
影响因子：
2.5
通讯作者：
H. Ersner-Hershfield;M. Garton;Kacey Ballard;G. Samanez-Larkin;Brian Knutson
中科院分区：
文献类型：
--
作者：
H. Ersner-Hershfield;M. Garton;Kacey Ballard;G. Samanez-Larkin;Brian Knutson
有些人发现推迟奖励比其他人更困难。在三个实验中，我们测试了一个“未来自我连续性”的假设，即一个人的现在自我的感知与未来自我的连续性的个体差异将与实验室和日常生活中的储蓄措施有关。更高的未来自我连续性（通过一种新的指数评估）预测在实验室任务中未来奖励的折扣减少，现在和未来自我的形容词描述更多的匹配，以及更大的金融资产终身积累（即使在控制年龄和教育之后）。除了证明未来的自我连续性指数的可靠性和有效性，这些研究结果是一致的概念，增加未来的自我连续性可能会促进储蓄的未来。
Some people find it more difficult to delay rewards than others. In three experiments, we tested a "future self-continuity" hypothesis that individual differences in the perception of one's present self as continuous with a future self would be associated with measures of saving in the laboratory and everyday life. Higher future self-continuity (assessed by a novel index) predicted reduced discounting of future rewards in a laboratory task, more matches in adjectival descriptions of present and future selves, and greater lifetime accumulation of financial assets (even after controlling for age and education). In addition to demonstrating the reliability and validity of the future self-continuity index, these findings are consistent with the notion that increased future self-continuity might promote saving for the future.