THE EFFECT OF FLOOD PLAIN LOCATION ON PROPERTY VALUES: THREE TOWNS IN NORTHEASTERN NEW JERSEY
THE EFFECT OF FLOOD PLAIN LOCATION ON PROPERTY VALUES: THREE TOWNS IN NORTHEASTERN NEW JERSEY
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洪泛区位置对房产价值的影响：新泽西州东北部的三个城镇
DOI：
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发表时间：
1979
期刊：
影响因子：
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通讯作者：
R. Zimmerman
中科院分区：
文献类型：
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作者：
R. Zimmerman
：洪泛区持续不断的开发和定居，以及洪水造成的持续破坏，提出了一个问题，即物业所有者如何应对洪泛区的位置以及物业价值是否反映了这种反应。现有的研究对洪水风险对财产价值的重要性意见不一。本研究在新泽西州的三个城镇评估了洪泛区的地理位置对评估价值和房屋价值的影响。对街区水平的业主自住单位的平均评估值和价值进行的t检验表明，易发洪水和不易发洪水的土地在统计上没有显著差异。可能的解释是，房主不知道或感觉到生活在洪水平原上的风险，评估员没有将洪水纳入评估标准，国家洪水保险计划补贴和扩大的金融市场可能会使房地产价值持平。
: The persistence of development and settlement in flood plains and continued damages from flooding, raises the question of how property owners respond to flood plain location and whether property values reflect this response. Existing studies disagree on the significance of flood hazard for property values. This study evaluates the effect of flood plain location on assessed valuation and home value in three towns in New Jersey. A t-test on mean assessed value and value of owner-occupied units at block levels showed no statistically significant variation for flood prone and nonflood prone lands. Possible explanations are that homeowners do not know or perceive the risk of living in flood plains, assessors do not incorporate flooding into assessment criteria, and the National Flood Insurance Program subsidies and broadened financial markets may equalize property values.